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Inputs
Refund logic
Years 1-3 refund rule: Unused portion refunded evenly over first 3 years
Year 4+ traditional plan: 0%
Year 4+ X plan: Editable in X refund % after year 3
Year 4+ Y plan: Y refund % after year 3
Quick comparison
Extra cash kept with Traditional vs X:
$0
Extra cash kept with Traditional vs Y:
$0
X refund amount after year 3:
$0
Y refund amount after year 3:
$0
Decision guide
Cross-over year vs X plan: >>>
Cross-over year vs Y plan: >>>
Traditional better than X if you live more than:
Traditional better than Y if you live more than:
X plan stronger if life expectancy is less than:
Y plan stronger if life expectancy is less than
Not within model
Not within model
Model limit
Model limit
Model limit
Model limit
Traditional does not overtake X within the modeled years. Traditional does not overtake Y within the modeled years.
Year | Traditional: invest cash kept vs X | Traditional: invest cash kept vs Y | Traditional plan refund | X plan refund | Y plan refund | Traditional beats X? | Traditional beats Y? |
|---|
DASHBOARD
Traditional fee
X plan fee
Y plan fee
$0
$0
$0
X refund %
Y refund %
0.0%
0.0%
Investment return %
0.0%
DECISION SUMMARY
Cross-over year vs X plan
Not within model
Cross-over year vs Y plan
Not within model
Traditional better than X if live more than
Model limit
Traditional better than Y if live more than
Model limit
Side-by-side at selected years
Year | Traditional vs X | X Plan Refund | Traditional vs Y | Y Plan Refund |
|---|
Traditional vs X Plan Refund
Traditional vs Y Plan Refund
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