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Salt Lake, UT & Surrounding Areas Salt Lake City (often shortened to Salt Lake and abbreviated as SLC) is the capital and most populous city of the U.S. state of Utah, as well as the seat of Salt Lake County, the most populous county in Utah. One of the most prestigious rankings in the U.S. has placed Salt Lake City among the Top 25 Best Places to Live in the country. U.S. News & World Report released its 2021-2022 list. ​ ​ Salt Lake City, UT on Wikipedia Contact Brian to discuss the area or request contact info for his Realtor partner in the Salt Lake City, UT area. Salt Lake City, UT Realtor Contact Info Schedule an appointment with Brian. Back to the Relocation Page SALT LAKE CITY, UT SAN JOSE, CA VS POPULATION 204,087 1,013,616 MEDIAN HOME PRICE $1,249,900 $523,400 COMFORT INDEX (Summer | Winter) 9.8 / 7.5 8.7 / 5.0 COST OF LIVING 214.5 118.9 CRIME VIOLENT (US AVERAGE 22.7) 25 95.4 CRIME PROPERTY (US AVERAGE 35.4) 36.5 91

Boise, Idaho & Surrounding Areas Boise is the capital and most populous city in the state of Idaho. The Treasure Valley contains the state's three largest cities; Boise, Nampa, and Meridian. Boise is located in southwestern Idaho, about 41 miles (66 km) east of the Oregon border, and 110 miles (177 km) north of the Nevada border. ​ ​ These areas match my search criteria: ​ Affordable housing Comparable weather Good health care Local transportation Retirement living options A thriving economy Boise, Idaho on Wikipedia Contact Brian to discuss the area or request contact info for his Realtor partner in the Boise, Idaho area. Boise, Idaho Realtor Contact Info Schedule an appointment with Brian. Back to the Relocation Page BOISE, ID SAN JOSE, CA VS POPULATION 229,776 1,013,616 MEDIAN HOME PRICE $1,249,900 $496,900 COMFORT INDEX (Summer | Winter) 9.8 / 7.5 8.5 / 5.1 COST OF LIVING 214.5 103.6 CRIME VIOLENT (US AVERAGE 22.7) 25 16.3 CRIME PROPERTY (US AVERAGE 35.4) 36.5 34.2

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STEP 1 SELF EVALUATION The first step of your journey begins with discovering where you are in your current homeownership. Because everything is interconnected, you'll need to evaluate where you stand in all of the following areas: ​ Homeownership or Real Estate (physically and functionally) ​ Health and Support Network (family, friends, and neighbors) Physical, social and emotional wellbeing​​ ​ Basic Financial Position ​ Estate and Legal Standings (Title and Trust) ​ By answering 6 simple questions for each of these 5 categories, you'll discover where you truly are today in your homeownership ​ Download the PDF, and complete the exercise. Stay Or Go Workbook.pdf Step 2: Your Vision of the Future Step 3: The Homeowner Aanalysis

Selling Your Home As-Is All sellers want to sell their homes “As-Is”, but the only way to do that is to tell the potential buyers what “As-Is” really IS. And the only way for a seller to truly disclose everything that is wrong with the home is by ordering inspection reports. Even though the buyer’s purchase contract states that all homes are sold in its present physical condition, the contract goes on to say that any new findings are up for negotiations. By getting inspections done before you put your home on the market, you’ll know exactly where you stand. In addition, it will give us the information that we need in order to decide what we are going to address and what we are not. Even if you are not going to make any of the suggested repairs at least you’ve disclosed everything to the buyers, you’ve eliminated any surprises and all of your cards are on the table. Now the buyers will place their offers based on everything that is known about the property and there will be less chance for future negotiations. The cost of all of the inspections will run about $1,000 and can be billed to escrow, meaning that you don’t have to pay upfront.

Real Estate “Flight Plan” (Home selling process) Your bags are packed and your are ready to sell your home and make the transition to your new home. The goal is to get the biggest return on your investment while reducing stress and avoiding mistakes. Airplane Pilots never leave the ground without a detailed Flight Plan. In this live webinar, you will learn about: - Selecting a Pilot (Realtor) - Your documentation (reports and disclosures) - Preparing for take-off (home preparation) - Take off (what to expect and accepting a purchase contract) - Prepare for landing (Contract accepted, Now What?) - Arrival at your destination (What to expect at the community) CLICK HERE TO REQUEST ACCESS NOTE: By clicking the button above, you will be asked to which video you want to access. We will send you an email with the link. ​If you’re still on the fence or ready to execute your plan, let's talk! I am here for you. - Brian Schwatka Who is Brian? Upcoming Webinars October 8, 2024 (11AM - 12PM) Real Estate “Flight Plan” (Home selling process) Click here to register

Seller's Disclosures Now that the formal inspections have been completed, you can decide what issues from the inspection reports you would like to address. You are not required to fix everything that shows up in these reports as long as you disclose everything. But issues like plumbing and electrical work are a good return on investment projects. We want to assure the buyers that the home was well cared for. Since we are looking for a truly "As-Is" sale, now it's time for YOU to disclose as much information to the buyers as possible. The way we do that is by supplying the potential buyers with the home, pest, roof, chimney inspections and also giving them your own “seller's disclosures”. Here's an educational video that I created which explains why disclosures are so important: Your seller's disclosures are not difficult to fill out. In fact the two most important documents, the TDS and the SPQ are only seven pages of yes/no questions. We will send you a sample set of the TDS and SPQ so that you can follow along as you watch the video. ​ We can complete ALL of the documents together either online or at the location of your choice. Let me know what day(s) and time(s) are best for you. ​ Here are the documents that are explained in the the video: Disclosure Information Advisory Transfer Disclosure Statement (TDS) Seller Property Questionnaire (SPQ) Agent Visual Inspection Advisory (AVID) Market Conditions Advisory (MCA) San Mateo/Santa Clara Counties Advisory (17 pages) Lead Based Paint Disclosure Water Heater and Smoke Detector Statement (WHSD) Water Conserving Plumbing Fixtures and Carbon Monoxide Disclosure (WCMD) Homeowner’s Guide to Hazards and Earthquake Safety Seller’s Affidavit of Nonforeign Status (FIRPTA) ​ Keller Williams Centric Disclosures: Advisory Regarding Completing Documents Electronically Scope of Broker Duty and Selection of Vendors Affiliated Business Arrangement Disclosure KWBAE General Disclosures (permits, schools, views, lot size) Don’t worry. We are here for you and we will walk through this with you at your pace and convenience. Remember, our goal is to make this as stress-free as possible. ​ Once you have completed the seller’s disclosures, we will email you a copy of them for your records.

Should I Stay or Go? Deciding whether to stay in your home or make a transition to a new home may be one of the most important decisions you’ll make in your lifetime. As we age, the outcome of our decisions become extremely critical. What factors determine if you should stay in your home or make a transition to a new home? ​ CLICK HERE TO REQUEST VIDEO ACCESS NOTE: By hovering over the video with your cursor, you will see your viewing options at the bottom right side of the screen You can also click on the "YouTube" button to go to YouTube Topics ​ - Transition Choices and Options - Many options, only two choices - The importance of making good decisions - How to make the best decisions for your future - Evaluating your homeownership, today - Envisioning your ideal future - Educating yourself by seeking council - Preparing to meet with a financial planner - When should you decide? - Don't wait too long to decide - Thought provoking questions to ask yourself - In a nutshell, Presentation wrap up Feel free to c ontact Brian for further questions or to schedule a live presentation for your group at the location of your choice. Upcoming Webinars March 12, 2024 (11AM - 12PM) Should I Stay or Go? - How to Decide REQUEST VIDEO RECORDING

Planning to stay in your current home or a new home? Let's make sure.. As a homeowner, you have many retirement living "options", but when it comes right down to it, you really only have TWO "choices". ​ 1) Live in your current, or new home and utilize in-home care services as you age. ​ 2) Transition to a Retirement Community and utilize the care services on campus. ​ Making proactive decisions based on your vision of the future will save you time, money and frustration down the road. ​ The goal of the Stay Or Go Homeowner system is to help homeowners make the best decisions for their future, whether they are staying or going. ​ Here are some tools to help you make the best decisions for your future: In order to properly choose between In-Home Care or Transitioning to a Retirement Community, watch these videos. In-Home Care vs. Retirement Communities Make Your Home Safer HOME SAFETY SERVICES TIM STEVENS, License #: 738881 Business Development - Home Safety Services 890 Cowan Road, Suite G, Burlingame, CA 94010 Office #: (650) 571-7774 Phone #: (408) 472-2307 tim@homesafety.net www.homesafety.net Explore a Reverse Mortgage GREG HACKER, NMLS #1156673 Business NMLS ID: 2975 Home Equity Retirement Specialist Open Mortgage, LLC – Reverse Mortgage Branch Manager 55 Church St., # 1301 Los Gatos, CA 95030 Phone #: (408) 483-2225 ghacker2unlockequity@msn.com www.openmortgage.com In-home Care Services Directory Welcome to the only nonbiased in-home care directory in Silicon Valley. Below is the list of in-home care services. We are NOT compensated by any of these in-home care companies. Click the name of the in-home care for more information City Company Name Contact #: Address Campbell Interim HealthCare of San Jose CA (408) 286-6888 901 Campisi Way Suite 360, Campbell, CA 95008, United States Campbell Family Matters In-Home Care, LLC (888) 363-7906 2155 S Bascom Ave UNIT 116, Campbell, CA 95008, United States Campbell Senior Helpers (408) 688-5881 1262 E Hamilton Ave suite f, Campbell, CA 95008, United States Los Altos StarLight CareGivers, Inc. (650) 600-8108 4600 El Camino Real #211, Los Altos, CA 94022, United States Palo Alto TheKey - Formerly Home Care Assistance (866) 475-4967 480 California Ave Suite 100, Palo Alto, CA 94301, United States Palo Alto Right at Home (650) 361-1265 230 S California Avenue Suite 200 Palo Alto, CA, 94306 Palo Alto Right at Home (650) 361-1265 230 California Ave #200, Palo Alto, CA 94306, United States Roseville 24 HOUR HOME CARE Office: (916) 515-7142 Fax: 916-515-7143 516 Gibson Dr Suite 280 Roseville, CA 95678 HCO#: 314700030 San Jose Visiting Angels (408) 241-5100 940 Saratoga Ave #215, San Jose, CA 95129, United States San Jose ALL SEASONS HOME CARE (408) 279-3030 2160 The Alameda, Suite F San Jose, CA 95126 San Jose Quality Respite & Home Care, Inc (408) 244-5600 777 N. First Street, Suite 300 San Jose, CA 95112 San Jose Companion in Caring (formally known as Allegra Home Cares) (650) 464-3533 2880 Moss Hollow Dr San Jose CA 95121 San Jose FIRST LIGHT HOME CARE (650) 472-5066 1066 Saratoga Rd, #210 San Jose, CA 95129 San Jose HOME HELPERS HOME CARE OF SANTA CLARA VALLEY (408) 317-4969 1155 Meridian Ave Suite 110 San Jose, CA 95125 San Jose Bay Home Care Services (408) 766-9194 1211 Park Ave UNIT 214, San Jose, CA 95126, United States San Jose 1 Plus 1 Cares (888) 321-4711 3031 Tisch Way STE 110 PW, San Jose, CA 95128, United States San Jose Comfort Keepers Home Care (408) 610-3794 2061 Clarmar Way B, San Jose, CA 95128, United States San Jose Family Matters In-Home Care, LLC (408) 824-1021 1568 Meridian Avenue San Jose, CA 95125 San Jose Alegre Home Care (408) 335-6835 3033 Moorpark Ave #2, San Jose, CA 95128, United States San Mateo 24 HOUR HOME CARE (650) 209-3248 951 Mariners Island Blvd. Suite 300 San Mateo, CA 94404 Santa Clara FAMILIAR SURROUNDINGS HOME CARE (408) 979-9990 Santa Clara County Santa Clara 24 HOUR HOME CARE (408) 550-8295 5201 Great America Pkwy. Suite 320 Santa Clara, CA 95054 Santa Clara Essential Care (408) 368-6918 1675 Scott Blvd STE A, Santa Clara, CA 95050, United States Santa Clara ESSENTIAL CARE YOUR CAREGIVER SOLUTION (408) 368-6918 1675 Scott Boulevard, #A, Santa Clara, CA 95050 Disclaimer: We are not affiliated with any of the retirement communities above.

DownSizing When you are selling your home, you want it to look as large and spacious as possible. Buyers are looking for clean, well lit, uncluttered homes. I know what you’re saying; I don’t know where to start, I have too much stuff, I don’t have time to sort it all out, I’ll sell some things first and the kids will take the rest.. There’s no reason you need to do it all by yourself. Downsizers (or Right-sizers) use tried-and-true techniques and systems that get the job done calmly and efficiently, and they take care of your belongings as if they were their own. They will work with you and go through everything to determine what can be repurposed, recycled, and sold. You are the ultimate decision maker. They can also assist with selling items and utilize many options for dispersal; hauling things to the dump is the last resort. The Downsizer/Move Manager will need to see and use a detailed floor plan for your new home so that they can help you decide what you are taking with you and what you are leaving behind. One of the first things that a Downsizer will suggest is that you create a “Staging Area” somewhere in your home. This could be the garage or a spare bedroom. Once you have decided on the staging area, get some boxes and label them: Move, Donate, Sell, Family/Friends. You can also use colored sticker dots for items that you don’t want to move to the staging area. Spend most of your time deciding on what you are taking with you. ​ Here is a 6 minute video with some tips and tricks on downsizing: Here are the green sticker-dots that I give to my clients: https://www.amazon.com/dp/B00005QT7Y?psc=1&ref=ppx_yo2ov_dt_b_product_details

EVALUATE ENVISION EDUCATE EXPLORE EXECUTE Brian Schwatka's passion is to help homeowners make the best decisions for their future whether they are staying or going. He educates his clients though webinars, online classes, educational videos and personal consultations. First, he helps homeowners decide IF they should stay or go, then he helps them decide “WHERE they can go. This analysis and education gives the homeowner clarity, certainty and confidence. Finally, he continues to assist homeowners in selling their homes, saving them time, money and frustration. Here are the 5 steps to give you the CLARITY that you've been searching for: EVALUATE ENVISION EDUCATE EXPLORE EXECUTE You may also click the green menu on the right side to quickly scroll you to the desire step. STEP 1 EVALUATE Your Homeowner ship The first step of your journey begins with discovering where you are in your current homeownership. Because everything is interconnected, you'll need to evaluate where you stand in all of the following areas: ​ Basic Financial Position ​ Health and Social Well-being​​​ Personal Support Network (family & friends) Estate and Legal Standings (Title and Trust) ​ Homeownership or Real Estate ​ By answering 6 simple questions for each of these 5 categories, you'll discover where you truly are today in your homeownership ​ Download the PDF, and complete the exercise. ​ Stay Or Go Workbook.pdf EVALUATE STEP 2 ENVISION Your Ideal future The second thing you/we need to do is to decide where you want to go in life. The Postcard from the future exercise helps you create your perfect vision of the future. It's fun and it helps you make the best decisions for your future, whether you are staying or going. ​ Download the PDF and complete the exercise . Stay or Go Workbook.pdf Proverbs 29:18 Where there is no vision, the people perish ENVISION STEP 3 EDUCATE Yourself & Seek Counsel There are two ways to educate yourself on this website: 1) Watch specific educational webinars and videos ​ 2) Seek Councel by scheduling a Homeowner Analysis with Brian so we can start to put the pieces of your puzzle together and come up with a plan. ​ Don't worry If you have not completed steps 1 and 2, we'll figure it all out together During our 1 hour meeting, we can discuss: Where you are in your current homeownership. Staying in your current home and aging in place. Retirement living options: home or community. Retirement community differences. The best retirement communities for you. The best areas for you to relocate to. The best time to make a transition Selling your home for a cash-out. Renting your home for a cash-flow. Should you buy first or sell first? Should you vacate or occupy? Creative financing options. Selling your home as-is. Home preparation tips. The home selling timeline. How to select the best Realtor. How to make a stress-free transition​. How much you would net after taxes should you sell. ​ Anything else that you have questions about. I’ve been helping homeowners make the best decisions for their future since 2004 and I can help you and your family as well. ​ The Homeowner Analysis = Clarity, Certainty & Confidence Schedule an appointment with Brian Stay or Go Workbook.pdf EDUCATE STEP 4 EXPLORE Your " Where" Options I’ve narrowed it down to FOUR options: 1) Remain in your current home Click here to go to our STAY page 2) Purchase a new home that better suits your lifestyle Click here for our Home Matcher ​ ​ 3) Transition to a Retirement Community: Click here for our Retirement Community Directory Click here for our Retirement Community Matcher ​ 4) Relocate out of the area to a new home or community Click here for our Relocation Directory Click here for our Relocation Matcher ​ Let’s Prioritize your wants and needs : Whenever you have ten items (or less) where you need to decide which one is most important to you, which one is next most important, etc. this prioritization grid should help immensely. Instead of trying to decide between ten items, you need only decide between two items at a time. The question is always: “If I could have “A” in my life or “B”, or “B” but not “A”, which one would I choose?”. If you would like to use an on-line (auto-calculating) version of the Prioritization Grid, go to: www.StayOrGoHomeowner.com/prioritize ​ Schedule an appointment with Brian Stay or Go Workbook.pdf EXPLORE STEP 5 EXECUTE Your Plans Congratulations! You’ve: ​ 1) Evaluated your current homeownership, 2) Envisioned your ideal future, 3) Educated yourselves on your various options, 4) Explored and prioritized those options and now it’s time to Execute your plan. ​ If you’re still on the fence, feel free to schedule a Homeowner Analysis. Schedule an appointment with Brian Stay or Go Workbook.pdf EXECUTE ​ ​ If you have any questions, comments, concerns or requests, please contact me directly. I’m always here for you and your family. ​ Note: I appreciate and value your personal information and this will not be shared with anyone else. The reason I need to know all of this information is so that I can properly evaluate your current situation and give you my opinions on your options going forward. Please also keep in mind that I am not an accountant or a tax person, so feel free to have these estimated numbers reviewed by your tax advisor for accuracy. ASK BRIAN A QUESTION VIA EMAIL Click Here SCHEDULE A PERSONAL CONSULTATION Click Here

California: Santa Mateo County Santa Mateo consists of the following cities: Atherton, Belmont, Brisbane, Burlingame, Colma, Daly City, East Palo Alto, Foster City, Half Moon Bay, Hillsborough, Menlo Park, Millbrae, Pacifica, Portola Valley, Redwood City, San Bruno, San Carlos, San Mateo, South San Francisco, Woodside Click the name of the community for more information City Community Name Buy-in Fee ? Independent Living (IL) Assisted Living (AL) Skilled-Nursing (On - Site) Memory Care (On - Site) Belmont Lesley Terrace No x x Belmont Silverado Belmont Hills Memory Care No x Belmont Vista Terrace of Belmont No x Burlingame Mills Estate Villa No x Burlingame Pacifica Senior Living Burlingame No x x Burlingame Sunrise of Burlingame No x x Burlingame The Trousdale No x x Colma Peninsula Reflections No x x Daly City Pacifica Senior Living Mission Villa No x Daly City Peninsula Del Rey No x x Daly City Serra Highlands Senior Living No x x Foster City Atria at Foster Square No x x x Menlo Park Meadow Gardens of Menlo Park No x Menlo Park Silver Oaks Memory Care No x x Millbrae Cadence Millbrae No x x x Portola Valley The Sequoias Portola Valley Yes x x x x Redwood City Atherton Gardens Senior Living No x Redwood City Brookdale Redwood City No x x Redwood City Hopkins Manor No x Redwood City Kensington Place Redwood City No x Redwood City Palm Villas No x Redwood City Sunrise of Redwood City No x x San Carlos San Carlos Elms No x x x San Francisco San Francisco Towers Yes x x San Francisco The Sequoias San Francisco Yes x x San Mateo Sunrise of San Mateo No x x San Mateo The Peninsula Regent Yes x San Mateo The Stratford No x x San Mateo Versailles Senior Condominium Community Yes 55 + Independent Living South San Francisco Aegis of San Francisco No x x South San Francisco Westborough Royale No x Disclaimer: We are not affiliated with any of the retirement communities above.